Four to seven days to close. No appraisal. No credit minimum.
Why we exist
QuickBridge Funding was built by a Wisconsin investor who has flipped houses, developed a 70-unit apartment building from the ground up, and managed a portfolio of more than 500 rentals. We underwrite from inside this market, not from a thousand miles away. If the math doesn’t work, we will tell you before you are committed — and tell you why.
Heavier rehab
Acquisition plus a construction holdback, released in draws as the work gets done. For projects where the renovation budget is the bigger half of the deal.
Most common
You are buying at a discount and funding the rehab yourself. We finance the acquisition against after-repair value and stay out of your way.
Published terms
Most lenders make you get through an application before they will show you a rate. Here is the whole sheet. Compare it to anyone.
| Interest rate | 12% – 14% · set by LTV, experience, and structure |
|---|---|
| Loan to after-repair value | 65% – 75% · our book averages 66% |
| Origination points | 2% – 4% |
| Term | 6 months · extensions discussed at origination |
| Time to close | 4 – 7 business days from complete file |
| Appraisal | None on standard deals · value confirmed by independent CMA |
| Minimum credit score | None |
| Prepayment penalty | None |
| Minimum loan | None |
| Construction draws | $5,000 minimum · $100 per draw · funded in 2–4 days |
| Lien position | First, on every loan we have ever written |
| Property type | Non-owner-occupied 1–4 unit residential; select commercial |
| Territory | Wisconsin, statewide |
How it works
We underwrite in-house. Nobody is waiting on a credit committee in another time zone.
Purchase price, your ARV, scope of work, exit plan. No application fee to start.
We respond within 24 hours with a straight answer — including no, and the reason.
Within 48 hours: exact loan amount, rate, fees, close date. These numbers do not move.
Short application, local title company, four to seven days. We hold the date we gave you.
Draws through the portal in two to four days. When it sells, we debrief and talk about the next one.
Straight talk
The national platforms have real advantages, starting with lower rate floors. If you are an experienced borrower with clean deal flow who needs nothing but a wire, they may serve you well. Here is the honest difference.
A national platform
QuickBridge Funding
About us
QuickBridge was not built in a boardroom. It was built on job sites, in rezoning hearings, and across two decades of making real estate work in Wisconsin.
Chief Executive Officer
Ryan started out running a concrete staining company. The turning point was a single-family house he bought and renovated with his father-in-law — about twenty thousand dollars of profit, and a clear view of what real estate could do. In 2004 he sold the company, earned his broker’s license, and went all in.
What followed was a slow build rather than a shortcut. Over twenty years he has developed or renovated more than two thousand units across Wisconsin, in virtually every asset class there is — single-family homes, duplexes, multifamily, ground-up new construction, and commercial.
The one he is proudest of is Gateway Lofts: seventy units built from raw ground, with Ryan taking the property through rezoning himself, working directly with the architects and civil engineers, and managing the construction. No co-general-partner and no outside company sharing the cost or the risk.
The largest is West National Apartments in West Allis — a six-story, 247-unit Class A building with underground parking, developed in partnership with Three Leaf Partners on a $70 million budget. He built a brokerage and a property management company along the way, and sold the latter in 2024.
That history is the whole reason QuickBridge exists. Ryan has been the borrower. He has carried a rehab budget, chased a contractor, and watched a timeline slip. When he reads your deal, he is reading it the way he reads his own.
The record behind the capital
President
Steve spent fifteen years working for a Wisconsin utility company while building a rental portfolio on the side. He did it with the BRRRR strategy — buy, rehab, rent, refinance, repeat — acquiring and renovating property until the portfolio could carry him. Then he left the utility and went into real estate full time.
That is seventeen years of doing the work himself: acquisitions, renovations, refinances, and the ordinary grind of managing investment property. He has used hard money as a borrower, which means he knows what a slow lender costs you. Speed, flexibility, and a funding source that actually closes can decide whether a deal works at all.
Steve is the first call for most borrowers at QuickBridge. He helps investors read an opportunity, work through the problems that come up mid-project, and get the capital lined up to grow.
“Investors deserve to work with lenders who understand investing.”
Vice President
Kellie holds a degree in accounting and has spent close to forty years in business — more than twenty-five of them in marketing, construction, and design, and the last six in real estate. That combination is unusual. She can read a rehab budget because she has worked on the construction side, and she can read the financials because that is what she was trained to do.
She runs the lending file from application through closing. Numbers checked, documents right, nothing sitting on a desk waiting. When a draw request or a payoff figure has to be correct the first time, it goes through Kellie.
She is also the person most likely to find a way through a problem. Borrowers come to her with the complications that show up mid-project, and she treats clear communication and straight answers as part of the job rather than a courtesy.
“Accuracy is not paperwork. It is how a borrower closes on time.”
Good faith is not enough.
You need structural protection.
Ryan learned that as a limited partner — capital placed with an operator he trusted, in a deal he could not control. Every QuickBridge loan is written the way he wishes that one had been: first lien position, terms stated plainly up front, and documents that hold whether or not the market cooperates. It is the same protection on both sides of the table. You will know exactly what you signed.
Leadership
Where the money has gone
Every loan written in first position, on non-owner-occupied investment property, at an average of 66% of after-repair value.
For current borrowers
Submit a draw request, check your payoff, and pull statements and loan documents. Use the credentials we issued you at closing.
Start here
Price, ARV, scope, and exit. That is enough for a real answer. You will hear back within one business day.
Phone
262-237-4305 Monday–Friday, 8am–6pm CentralOffice
Kenosha, Wisconsin 3535 30th Avenue, Suite 205N